The Growth Capital You Need to Reach the Next Level

Don’t let opportunities pass you by. Access funding options to succeed faster in today’s competitive market.

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FAST FUNDING

FLEXIBLE TERMS

You Deserve More Than Just Funding.

Whether you’re seeking working capital or have a specific investment in mind, getting the funds you need can be an intimidating and frustrating process.

The funds matter, but our goal is to help you achieve growth and reach the next level in your business.

As successful small business owners ourselves, we know how real the struggle can be. That’s why we offer a wide variety of options (including ones that banks can’t even offer) to help you get the money you need.

How Can We Help?

Whatever your financing needs may be, chances are we have a solution for you!

Accounts Receivable

Financing receivables treats your unpaid customer invoices like the assets that they are. You sell them at a discount to us — then we pay you, typically within 24 hours.

Real Estate Financing

Whether you’re building a new store location or purchasing real estate for investment, we make it easy to get the right type of financing for your project.

Equipment Financing

Whether your business needs heavy machinery or specialized tools, we provide a variety of programs and payment options that meet your specific needs.

Fix & Flip Financing

Fix and flip projects can be really exciting, but financing them can be challenging. We understand the potential and have funding options to help.

Franchise Financing

Franchises offer a done-for-you-model that can be very profitable quickly, we can help you access the funds to invest without delay.

Healthcare Financing

As a healthcare organization or practice, you need access to funding for equipment, debt consolidation, and more — we can help you get it.

Merchant Cash Advance

We offer funding options for small-to-medium sized businesses — even ones that have been denied before by local banks and credit unions.

Purchase Order Financing

Don’t stress about when your customer invoices will be paid and focus on your growing business by letting us help you access the capital you need.

Small Business Loan

Are you trying to grow, buy equipment, or handle an emergency for your small business, but you don’t have enough cash on hand? We can help with that.

Stated Income Loan

Get the money you need without the restrictions on how you spend it. Let us help you use this type of funding to access larger amounts of capital much faster.

Unsecured Line of Credit

Get the capital you need for emergencies, projects, or any operating need. Take out only as much as you need to cover your expenses.

Discover the Right Financing For You!

Let us help you find the right type of financing for your specific needs.

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We Love Connecting Our Clients to These Great Businesses

3 Steps

To Navigating the Real Estate Process with Ease

1. Let's talk.

Tell us about yourself
and your priorities.

2. Tap into our expertise.

We give you time, attention and strategy to achieve your goals.

 

3. Close with confidence.

Walk away knowing you made the best decision.

 

Don’t trust such a big decision to just any real estate agent. Move forward with experts on your side.

WELCOME TO THE FAMILY

You’re Not a Client, You’re Family!

At The Lafayette Team, we know that home is too important to compromise and you want to be confident working through the real estate process. You need trustworthy experts on your side.

With more than 4,000 real estate agents in the Columbia/Lexington area, we know you aren’t starved for choices. But we also know this: Of those 4,000 agents, The Lafayette Team at eXp Realty offers superior service and a higher level of understanding about this market that our competitors just can’t match.

We use our experience to help you close with confidence.

Read More

The Lafayette Team at eXp Realty is excited to explore every opportunity to meet your goals, but we aren’t just “yes” people who waste your time chasing what isn’t right for you. You want someone you can talk to, but it’s more important to find someone who is honest about what you can expect throughout this process. We’re advisors you can trust to give you honest advice and real solutions as we work through this process together. We’ll work with you to find out what features and qualities you really need to make your next home the perfect fit. 

Serving Lexington and Lake Murray Buyers + Sellers

%

of clients referred by family/friends

team members

years of combined experience

Step-by-Step Real Estate Guide

Whether you’re looking to buy or sell your home, it’s challenging to navigate the real estate market alone. Let this guide walk you through the steps to buying or selling a home, down to the tiniest details, to ensure you’re confident and prepared to make this decision.

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How We Work with You

We continue to perform in the top 1% of agents in Lexington and Lake Murray because we treat our clients like family. You get all the time and attention you need. No one gets neglected or lost in the shuffle.

Eliminate confusion.

Buying or selling a home is a massive and extremely technical process. You need a real estate agent who can help you understand all the fine details so you make the most informed decisions. 

Be your ally.

You’re not a number. This isn’t a transaction. It’s a partnership. The right agent will be a resource for you long after you leave the closing table. 

Maximize your investment.

Offers, appraisals, loan approval and repairs can all go wrong. Your agent should have the knowledge and network to anticipate and avoid financial pitfalls.

Find a home that fits.

There’s a good home, and then there’s the right home. An experienced agent knows how to tell the difference.